Transfer to Bank

Process Flow

Open API Flow Process

API Account Inquiry

Service Code: 42

URL

Sandbox

https://sandbox-api.cashin.co.id/pg/fo/api/v1.0/emoney/bank-account-inquiry

Production

https://api.cashin.co.id/pg/fo/api/v1.0/emoney/bank-account-inquiry

Relative path url for signature

/api/v1.0/emoney/bank-account-inquiry

Method: POST
Content Type: application/json

Request Header:

No	Name	Type	Length	Required	Description	Example
1	X-PARTNER-ID	String	36	Mandatory	Identifier id client generated by Cash In	CID12345678910
2	X-EXTERNAL-ID	String	36	Mandatory	Unique Identifier request must be unique each request Numeric string	31758165311269888980939441231201
3	X-TIMESTAMP	String	25	Mandatory	Transaction date format in YYYY-MM-DDTHH:mm:ss+07:00. Time must be in GMT+7 (Jakarta time)	2024-03-01T14:56:11+07:00
4	X-SIGNATURE	String	Variable	Mandatory	Signature generated using Asymmetric Asymmetric SNAP Method
5	CHANNEL-ID	String	5	Mandatory	Digits	9501

Request Body:

No	Name	Type	Length	Required	Description	Example
1	partnerReferenceNo	String	64	Mandatory	Transaction identifier on Merchant System	REF0123456789
2	customerNumber	String	64	Mandatory	Customer Number (same as beneficiaryAccountNumber)	081234567890
3	beneficiaryAccountNumber	Number	36	Optional	Beneficiary Account No	74744523232
4	beneficiaryBankCode	String	50	Mandatory	Bank Code	10
5	amount	JSON Object		Mandatory
6	amount.value	String		Mandatory	Amount Value
7	amount.currency	String		Mandatory	Amount Currency
8	additionalInfo	JSON Object	25	Mandatory
9	additionalInfo.channel	String	25	Optional deault(DIRECT_API)	Merchant id provide from Cash In

Response Body:

No	Name	Type	Length	Required	Description	Example
1	responseCode	String	7	Mandatory	Response Code	2004300
2	responseMessage	String	150	Mandatory	Response Message	Success
3	partnerReferenceNo	String	64	Mandatory	Transaction identifier on Merchant System	REF1234567890
4	referenceNo	String	64	Mandatory	Transaction identifier on Cash In System	TF1234567890
5	beneficiaryAccountNumber	String	25	Mandatory	Beneficiary Account No	74744523232
6	beneficiaryAccountName	String		Mandatory	Beneficiary Account Name
7	beneficiaryBankCode	String		Mandatory	Beneficiary Bank Code
8	beneficiaryBankName	String		Mandatory	Beneficiary Bank Name
9	amount	JSON Object		Mandatory
10	amount.value	String		Mandatory	Amount Value
11	amount.currency	String		Mandatory	Amount Currency

Response Code:

Code	Description
2004200	Success
2024200	Request In Progress
4004200	Bad Request
4004201	Invalid Field Format
4004202	Invalid Mandatory Field
4014200	Unauthorized. (reason)
5004200	Internal Server Error

Example Request - Account Inquiry
curl --location 'https://sandbox-api.cashin.co.id/pg-fo/api/v1.0/emoney/bank-account-inquiry' \
--header 'X-TIMESTAMP: 2024-03-01T14:56:11+07:00' \
--header 'X-PARTNER-ID: CID1234567890 ' \
--header 'X-EXTERNAL-ID: 3fa85f64-5717-4562-b3fc-2c963f66afa6' \
--header 'X-SIGNATURE: 1iND8TUKOnGvH4TIFsQB5cCvtYyQKvJrmdpqjgQaLLLiHXdmWsVX8SAnmdq7dWWeKtfl1SKovegk9nwCmjXFHg==' \
--header 'Content-Type: application/json' \
--data '{
  "partnerReferenceNo":"REF0123456789",
  "customerNumber":"081234567890",
  "beneficiaryAccountNumber":"74744523232",
  "beneficiaryBankCode":"10",
  "amount":{
    "value":”10000”,
    "currency":"IDR"
  },
  "additionalInfo":{
    "merchantId":"MCH1234567890"
    }
  }'

Example Response - Account Inquiry
{
  "responseCode": "2004200",
  "responseMessage": "Successful",
  "partnerReferenceNo": "REF1234567890",
  "referenceNo": "TF1234567890",
  "beneficiaryAccountNumber": "74744523232",
  "beneficiaryAccountName": "Fulan",
  "beneficiaryBankCode": "10",
  "beneficiaryBankName": "Imaginary Bank",
  "amount": {
    "value": "10000",
    "currency": "IDR"
  }
}

API Transfer

Service Code: 43

URL

Sandbox

https://sandbox-api.cashin.co.id/pg/fo/api/v1.0/emoney/transfer-bank

Production

https://api.cashin.co.id/pg/fo/api/v1.0/emoney/transfer-bank

Relative path url for signature

/api/v1.0/emoney/transfer-bank

Method: POST
Content Type: application/json

Request Header:

No	Name	Type	Length	Required	Description	Example
1	X-PARTNER-ID	String	36	Mandatory	Identifier id client generated by Cash In	CID12345678910
2	X-EXTERNAL-ID	String	36	Mandatory	Unique Identifier request must be unique each request Numeric string	31758165311269888980939441231201
3	X-TIMESTAMP	String	25	Mandatory	Transaction date format in YYYY-MM-DDTHH:mm:ss+07:00. Time must be in GMT+7 (Jakarta time)	2024-03-01T14:56:11+07:00
4	X-SIGNATURE	String	Variable	Mandatory	Signature generated using Asymmetric Asymmetric SNAP Method
5	CHANNEL-ID	String	5	Mandatory	Digits	9501

Request Body:

No	Name	Type	Length	Required	Description	Example
1	partnerReferenceNo	String	64	Mandatory	Transaction identifier on Merchant System	REF1234567890
2	customerNumber	String	64	Mandatory	Customer Number (same as beneficiaryAccountNumber)	74744523232
3	beneficiaryAccountNumber	Number	36	Optional	Beneficiary Account No	74744523232
4	beneficiaryBankCode	String	50	Mandatory	Bank Code	10
5	amount	JSON Object		Mandatory
6	amount.value	String		Mandatory	Amount Value
7	amount.currency	String		Mandatory	Amount Currency
8	additionalInfo	JSON Object	25	Mandatory
9	additionalInfo.method	String	25	Mandatory	DIRECT
10	additionalInfo.beneficaryAccountName	String	100	Mandatory	Customer Account Name

Response Body:

No	Name	Type	Length	Required	Description	Example
1	responseCode	String	7	Mandatory	Response Code	2004300
2	responseMessage	String	150	Mandatory	Response Message	Success
3	partnerReferenceNo	String	64	Mandatory	Transaction identifier on Merchant System	123
4	referenceNo	String	64	Mandatory	Transaction identifier on Cash In System	TF123
5	transactionDate	String	25	Mandatory	Transaction Date. ISODateTime with standar ISO-8601	2024-03-01T14:56:11+07:00

Response Code:

Code	Description
2004300	Success
2024300	Request In Progress
4004300	Bad Request
4004301	Invalid Field Format
4004302	Invalid Mandatory Field
4014300	Unauthorized. (reason)
5004300	Internal Server Error

Example Request - API Transfer
curl --location 'https://sandbox-api.cashin.co.id/pg-fo/api/v1.0/emoney/transfer-bank' \
--header 'X-TIMESTAMP: 2024-03-01T14:56:11+07:00' \
--header 'X-PARTNER-ID: CID1234567890 ' \
--header 'X-EXTERNAL-ID: 3fa85f64-5717-4562-b3fc-2c963f66afa6' \
--header 'X-SIGNATURE: 1iND8TUKOnGvH4TIFsQB5cCvtYyQKvJrmdpqjgQaLLLiHXdmWsVX8SAnmdq7dWWeKtfl1SKovegk9nwCmjXFHg==' \
--header 'CHANNEL-ID: 95051' \
--header 'Content-Type: application/json' \
--data '{
  "partnerReferenceNo":"REF1234567890",
  "customerNumber":"74744523232",
  "beneficiaryAccountNumber":"74744523232",
  "beneficiaryBankCode":"10",
  "amount":{
    "value":"10000",
    "currency":"IDR"
  },
  "additionalInfo":{
    "method":"DIRECT",
    "beneficaryAccountName":"Fulan"
    }
  }'

Example Response - API Transfer
{
  "responseCode": "2004300",
  "responseMessage": "Successful",
  "partnerReferenceNo": "REF1234567890",
  "referenceNo": "TF1234567890",
  "transactionDate": "2024-03-01T14:56:11+07:00"
}

API Status Transfer

Service Code: 01

URL

Sandbox

https://sandbox-api.cashin.co.id/pg/fo/api/v1.0/emoney/transfer-bank-status

Production

https://api.cashin.co.id/pg/fo/api/v1.0/emoney/transfer-bank-status

Relative path url for signature

/api/v1.0/emoney/transfer-bank-status

Method: POST
Content Type: application/json

Request Header:

No	Name	Type	Length	Required	Description	Example
1	X-PARTNER-ID	String	36	Mandatory	Identifier id client generated by Cash In	CID12345678910
2	X-EXTERNAL-ID	String	36	Mandatory	Unique Identifier request must be unique each request Numeric string	31758165311269888980939441231201
3	X-TIMESTAMP	String	25	Mandatory	Transaction date format in YYYY-MM-DDTHH:mm:ss+07:00. Time must be in GMT+7 (Jakarta time)	2024-03-01T14:56:11+07:00
4	X-SIGNATURE	String	Variable	Mandatory	Signature generated using Asymmetric Asymmetric SNAP Method
5	CHANNEL-ID	String	5	Mandatory	Digits	9501

Request Body:

No	Name	Type	Length	Required	Description	Example
1	originalPartnerReferenceNo	String	64	Mandatory	Transaction identifier on Merchant System	REF1234567890
2	serviceCode	String	2	Mandatory	Service code of get status transfer	01

Response Body:

No	Name	Type	Length	Required	Description	Example
1	responseCode	String	7	Mandatory	Response Code	2000100
2	responseMessage	String	150	Mandatory	Response Message	Successful
3	originalPartnerReferenceNo	String	64	Mandatory	Transaction identifier on Merchant System	REF1234567890
4	originalReferenceNo	String	64	Mandatory	Transaction identifier on Cash In System	TF1234567890
5	serviceCode	String	2	Mandatory	Service code of get status transfer	01
6	transactionDate	String	25	Mandatory	Transaction Date. ISODateTime with standar ISO-8601	2024-03-01T14:56:11+07:00
7	beneficiaryAccountNo	String	30	Mandatory	Bank Account Number	37502323223
8	beneficiaryBankCode	String	4	Mandatory	Bank Code	451
9	latestTransactionStatus	String	3	Mandatory	00 - Success 01 - Initiated 02 - Paying 03 - Pending 04 - Refunded 05 - Canceled 06 - Failed 07 - Not found	00
10	transactionStatusDesc	String	50	Mandatory	Description of latestTransactionStatus	Success

Response Code:

Code	Description
2000100	Success
2020100	Request In Progress
4000100	Bad Request
4000101	Invalid Field Format
4000102	Invalid Mandatory Field
4010100	Unauthorized. (reason)
5000100	Internal Server Error

Example Request - API Status Transfer
curl --location 'https://sandbox-api.cashin.co.id/pg/fo/api/v1.0/emoney/transfer-bank-status' \
--header 'X-TIMESTAMP: 2024-03-01T14:56:11+07:00' \
--header 'X-PARTNER-ID: CID1234567890' \
--header 'X-EXTERNAL-ID: 3fa85f64-5717-4562-b3fc-2c963f66afa6' \
--header 'X-SIGNATURE: 1iND8TUKOnGvH4TIFsQB5cCvtYyQKvJrmdpqjgQaLLLiHXdmWsVX8SAnmdq7dWWeKtfl1SKovegk9nwCmjXFHg==' \
--header 'CHANNEL-ID: 9051' \
--header 'Content-Type: application/json' \
--data '{"originalPartnerReferenceNo":"REF1234567890","serviceCode":"01"}'

Example Response - API Status Transfer
{
  "responseCode": "2004300",
  "responseMessage": "Successful",
  "partnerReferenceNo": "REF1234567890",
  "referenceNo": "TF1234567890",
  "transactionDate": "2024-03-01T14:56:11+07:00"
}

API Transfer Notify

Service Code: 43

URL

Sandbox

{MERCHANT_URL_SANDBOX}/v1.0/emoney/transfer/notify

Production

{MERCHANT_URL_PROD}/v1.0/emoney/transfer/notify

Relative path url for signature

https://test.id/api/v1.0/emoney/transfer-bank/notify

Method: POST
Content Type: application/json

Request Header:

No	Name	Type	Length	Required	Description	Example
1	X-PARTNER-ID	String	36	Mandatory	Identifier id client generated by Cash In	CID12345678910
2	X-EXTERNAL-ID	String	36	Mandatory	Unique Identifier request must be unique each request Numeric string	31758165311269888980939441231201
3	X-TIMESTAMP	String	25	Mandatory	Transaction date format in YYYY-MM-DDTHH:mm:ss+07:00. Time must be in GMT+7 (Jakarta time)	2024-03-01T14:56:11+07:00
4	X-SIGNATURE	String	Variable	Mandatory	Signature generated using Asymmetric Asymmetric SNAP Method
5	CHANNEL-ID	String	5	Mandatory	Digits	9501

Request Body:

No	Name	Type	Length	Required	Description	Example
1	originalPartnerReferenceNo	String	64	Mandatory	Transaction identifier on Merchant System	TRX0001
2	originaReferenceNo	String	64	Mandatory	Transaction identifier on Cash In System	TRF0123213213
3	latestTransactionStatus	Number	2	Mandatory	00 - Success 03 - Pending 06 - Failed	00
4	transactionStatusDesc	String	50	Mandatory	Desc of Status	Success
5	amount	JSON Object		Mandatory
6	amount.value	String		Mandatory	Amount Value	1000.00
7	amount.currency	String		Mandatory	Amount Currency	IDR
8	feeAmount	JSON Object		Mandatory
9	feeAmount.value	String		Mandatory	FeeAmount Value	100.00
10	feeAmount.currency	String		Mandatory	Fee Amount Currency	IDR

Response Body:

No Name Type Length Required Description Example
1 responseCode String 7 Mandatory Response Code 2004300
2 responseMessage String 150 Mandatory Response Message Successful

Response Code:

Code	Description
2004300	Success
2024300	Request In Progress
4004300	Bad Request
4004301	Invalid Field Format
4004302	Invalid Mandatory Field
4014300	Unauthorized. (reason)
5004300	Internal Server Error

Example Request - API Transfer Notify
curl --location --request POST 'https://test.id/ v1.0/emoney/transfer /notify ' \
--header 'X-TIMESTAMP: 2025-04-11T10:42:53.352+07:00' \
--header 'X-PARTNER-ID: CID173701069947375062' \
--header 'X-EXTERNAL-ID: 123' \
--header 'X-SIGNATURE: 2LxrHCEHWj/j7rE2ZNMEs7sq7Nsd0KPkH8J6ZucPTlM=' \
--header 'Content-Type: application/json' \
--data-raw '{
      "originalPartnerReferenceNo": "TRX01",
      "originalReferenceNo": "TRF00023232323232",
      "latestTransactionStatus": "00",
      "transactionStatusDesc": "success"
      "amount": {
          "value": "1000.00",
          "currency": "IDR"
      },
      "feeAmount": {
          "value": "100.00",
          "currency": "IDR"
      }
  }
'

Example Response - API Transfer Notify
{
    "responseCode": "2004300",
    "responseMessage": "Successful",
}

Process Flow​

API Account Inquiry​

API Transfer​

API Status Transfer​

API Transfer Notify​

Process Flow

API Account Inquiry

API Transfer

API Status Transfer

API Transfer Notify